RetryHub
High-risk eCommerce and subscription processing across the US, EU, and Canada. Built for operators who need a path after Stripe, PayPal, or Shopify Payments problems.
RetryHub helps with merchant-account placement and underwriting prep; PayFresco is a separate payments + CRM / orchestration product.
The official site says applications are free to start, most reviews happen within 24 hours, and more complex cases can take up to 72 hours. There is no approval guarantee.
retryhub.com · Apply · Services
Account shutdown and rescue
Stripe closed my accountFirst moves after a Stripe closure: notice, exports, customers, and a clean underwriting file. Stripe holding funds
Payout pauses, reserves, and held balances, and how to keep new sales moving. Square froze my account
Keep the counter and web store trading while you prepare a merchant account application. Square closing CBD and hemp accounts
What to export, how to plan, and how to move the CBD line to a dedicated merchant account. Merchant account terminated
Immediate steps after a bank or ISO termination, and how to reapply honestly. Processing disabled after card testing
Contain the attack, document it, and get processing back. High-risk merchant account documents
What underwriters ask for, and the path from application to go-live.
High-risk industry situations
Vape shop lost its processorAge verification, shipping compliance, and a vape merchant account application. High-ticket coaching declined
Program terms, delivery evidence, and dispute prevention for coaching and info products. Travel bookings funds held
Future-delivery risk, reserves, and a travel merchant account path. Firearms accessories store dropped
Licensing, age checks, and compliant catalogs for underwriting.
Intent guides
CBD / supplements merchant accountUnderwriting prep for CBD, hemp-derived, and dietary supplements after mainstream processor limits. Peptide merchant account
Dedicated high-risk MID underwriting vs aggregator sub-accounts. Stripe restricted peptides
FAQ nuance — not a total ban myth. After PayPal limitation
Honest underwriting after a hold or restriction. MATCH list merchant account
Acquirer-only facts, ~5 year stay, no instant-removal claims. ACH vs card research peptides
Rails change residual risk; RUO ≠ FDA clearance. Shopify Payments disabled
Export history, fix policy gaps, apply for high-risk MID review. How to switch payment processors
Run old and new accounts side by side, move stored cards safely, and keep subscribers billing. High-risk merchant account Europe
SEPA and multi-currency processing for UK and EU entities, plus 3-D Secure prep. High-risk merchant account Canada
CAD processing for Canadian provinces after Stripe, PayPal, or Shopify Payments problems. How long high-risk merchant account approval takes
Stages from application to go-live, what slows a file, and how to keep it moving. High-risk merchant account rolling reserve
What reserves are, why high-risk MIDs get them, cash flow, and what to ask underwriters. High-risk rails comparison, 2026
PayFac / dedicated MID / ACH / crypto + Visa VAMP 1.5%.
Also on this site
How to switch payment processors without losing subscribers — overlap, card migration, descriptors, refunds.
High-risk merchant account Europe — SEPA, multi-currency, UK/EU entities, EU application prep.
High-risk merchant account Canada — CAD processing, provinces, Canada application prep.
How long high-risk merchant account approval takes — stages, delays, prep.
High-risk merchant account rolling reserve — holds, cash flow, underwriting questions.
High-risk merchant accounts and chargebacks — what underwriters look for.
Is this a fit?
- Who it’s for: High-risk eCommerce and subscription businesses in the US, EU/UK, and Canada that need a dedicated merchant account, including merchants declined, limited, or shut down by Stripe, PayPal, Shopify Payments, or Square. Industries listed on retryhub.com include supplements, CBD and hemp, research-use peptides, vape, tobacco, firearms and accessories, adult, subscriptions, coaching, digital products and SaaS, travel and ticketing, and high-ticket eCommerce.
- Who it isn’t for: Businesses selling illegal products, anyone looking for MID rental, load balancing, or ways to hide a prior termination, and merchants who need an approval guarantee.
- Pricing: Free to apply, with no setup fees and no credit check to apply. Processing pricing is quoted after underwriting review; the acquiring bank sets rates and any reserve.
- Integrations: After approval you receive MID and integration details, and the team helps you connect your checkout. Gateway and cart compatibility is confirmed during setup for your stack.
- Limits: RetryHub is a placement and onboarding partner, not the bank. Approval is subject to underwriting and not guaranteed. Coverage is the US, EU/UK, and Canada through region-specific applications; the US application collects owner SSN details. RetryHub may receive compensation from providers it works with, as disclosed on retryhub.com.