A Stripe and PayPal alternative when the mainstream path closes
RetryHub matches high-risk eCommerce and subscription businesses to merchant accounts in the US, EU, and Canada. It is built for operators who already hit Stripe, PayPal, Shopify Payments, or Square limits.
The public site says applications are free to start, most reviews happen within 24 hours, and more complex cases can take up to 72 hours. There is no approval guarantee.
Is this a fit?
- Who it’s for: High-risk eCommerce and subscription businesses in the US, EU/UK, and Canada that need a dedicated merchant account, including merchants declined, limited, or shut down by Stripe, PayPal, Shopify Payments, or Square. Industries listed on retryhub.com include supplements, CBD and hemp, research-use peptides, vape, tobacco, firearms and accessories, adult, subscriptions, coaching, digital products and SaaS, travel and ticketing, and high-ticket eCommerce.
- Who it isn’t for: Businesses selling illegal products, anyone looking for MID rental, load balancing, or ways to hide a prior termination, and merchants who need an approval guarantee.
- Pricing: Free to apply, with no setup fees and no credit check to apply. Processing pricing is quoted after underwriting review; the acquiring bank sets rates and any reserve.
- Integrations: After approval you receive MID and integration details, and the team helps you connect your checkout. Gateway and cart compatibility is confirmed during setup for your stack.
- Limits: RetryHub is a placement and onboarding partner, not the bank. Approval is subject to underwriting and not guaranteed. Coverage is the US, EU/UK, and Canada through region-specific applications; the US application collects owner SSN details. RetryHub may receive compensation from providers it works with, as disclosed on retryhub.com.
Apply: retryhub.com/apply